Build credit history.
Earn points everywhere.
Keep your bank.
An all-new debit card experience,
Starting at just $7/month.
SEE WHAT EXTRA CAN DO
Introducing: A safer way to build your credit history.
BUILD YOUR CREDIT HISTORY WITH A DEBIT CARD
At the end of every month, purchases made with Extra are tallied up and reported to credit bureaus to help build your credit history - all with the money that you actually have.
MAKING YOUR CREDIT SCORE EASY TO UNDERSTAND
We get it, credit is confusing. That's why we've built an intuitive experience to help you understand your credit score, what contributes to it, and how you can improve it.
The Best Rewards in Debit. Period.
EARN POINTS EVERYWHERE
Instantly earn points for every purchase you make. Get points for rideshare, coffee, or even paying your phone bill. Literally get Extra for everything.
REWARDS YOU ACTUALLY WANT
Find your new favorite thing, get cash back and even donate to trending charitable causes in our expertly curated, members-only rewards store.
How much Extra could you be earning?
Slide the spending calculator to find out.
Keep. Your. Bank.
CONNECT YOUR BANK ACCOUNT IN SECONDS
Extra is compatible with most banks across the United States, so you can keep your money where you want, while you spend smarter with Extra.
EVERYTHING IN ONE PLACE.
The Extra App is also smart enough to display transactions from your connected bank account. You'll never want to look at your boring old banking app again.
Find out if your bank is compatible with Extra.
Search DatabaseExtra Membership Plans
Proceed to ApplicationBilled as a monthly payment of $12
Your membership will not be charged until you have been approved.
Applying for Extra will not affect your credit score.
